We are pleased to offer many different loan programs through our network of investors.

We will obtain a FREDDIE MAC (FHLMC) or a Fannie Mae (FNMA) loan approval to insure the most competitive conventional loan terms available.

Loan Programs

Fixed Rate Mortgages for 10 to 30 years. Adjustable Rate Mortgages fixed for 3, 5, 7 or 10 years.

Long Term Locks

Long term locks are available to help cover interest rate questions and uncertainty.

Loan Approval

A one page “Pre-qualification Form” is used in the initial loan application to keep the process as simple as possible. A Pre-approval Letter is issued immediately to insure contract compliance.

Down Payment Requirements

Investment Properties as low as 20% down.
Second Homes as low as 10% down.
Primary Homes as low as 3% down.

Unique Loans

• High Balance Loans
• Jumbo Mortgages
• Home Ready & Home Possible Loans
• Delayed Financing Transactions
• FHA, VA, USDA Loans
• Reverse Mortgages
• Lender Paid Mortgage Insurance Loans
• 1st Position Home Equity Lines of Credit